CURRICULUM


Peter A. Baez
8567 Coral Way #195
Miami, Florida 33155
Cell: 305-910-6890
Fax: 1-800-785-0565
email: miami@atmb.com
Objectives
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With over 13 years of experience in real estate, banking and financing in the State of Florida. My professional background includes originating, processing, underwriting, and closing commercial, private and all types of mortgage loans.

At this time, I am looking to find an exciting professional opportunity with a solid company. As a team player, I am committed with an initiative to get the job done.

Office Skills
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Strategically developed an existing base of professional relationships that include lenders, realtors, brokers, private investors, title agents, attorneys and loan originators as well as other acquaintances related to my profession to help improve performance.

As a team player, I am committed with an initiative to get the job done. My work style is dynamic, well organized and specially attentive to details with an underwriter's mentality.

Familiar with all procedures, due diligence and documentation needed, both standard or in-house forms and loan packages. Hands-On working experience with A, B, C and all Sub-Primes paper as well as Conforming & Non-Conforming, Conventionals, FHA, Fannie Mae, Wholesale, Private and Commercial Lending.

Solid knowledge and experience working with industry software like Calyx Point, AMP, Contour, BYTE Qualifier, TitleSoft, LandTech, Cypro, LION, Tracker and other proprietary origination, processing, title and servicing technology.

Proficient in Microsoft Word, Excel, PowerPoint, Lotus 123.

Typing @ 50+ WPM

Strong knowledge in systems deployment, infrastructure, web authoring and HTML programming, JavaScript and website development.

Fully multi-lingual English / Spanish / Portuguese.


Language Skills
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Fully multi-lingual English/Spanish/Portuguese.

Professional Experience
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2005/February 2006
Lancaster Mortgage Corp
Account Executive

Implemented a strong relationship with a wide broker base to introduce, deploy and represent alternative funding sources and other loan products as well as private capital options for A through D paper.

2000/2005
CompuBank Headquarters Southside, NY
B/C Wholesale Representative

Direct solicitation and presentation of quality loan programs and bank products to local mortgage brokers, loan officers and a variety of banking professionals.

1998/2000
NationTrust Mortgage Company
Operations Manager/Account Executive.

Standard administrative duties included supervision of the pre-qualifying, operations and opening new files, running credit reports, ordering appraisals and all other government forms required as well as VOE, VOM, VOR, etc. for the processing, underwriting and approval of a loan. Member of the Board of Directors. Direct assistance in advice and field to the President in all related responsibilities.

1995/1997
J. Poole and Associates Realtors
Operations Manager

Strongly involved in the technology implementation of the emerging office and Coral Gables branch, performed as a liaison for the data entry, escrow operations and remained responsible for pre-qualifications, MLS file submissions and verifications up to date before going to underwriting, as well as ordering and obtaining payoff information to Title Company.

1992/1994
Century 21 Amistad Properties, Inc.
Director of Career Development

Remained responsible for the selection, hiring and training of new real estate and finance professionals as well as supervision of new office associates specially in the origination and processing of home and commercial mortgages & personal loan applications, coordinating with all parties involved to successfully close a file.

Education
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1998/1999
Century 21 Academy of Real Estate Miami
VIP Advanced Mortgage Lending Underwriting Course.

1996/1996
Gold Coast School of Real Estate Miami
Real Estate Relocation Course.

1991/1995
University of Columbia (Correspondence) WA
Finance Technology Associates Degree

Coral Park Senior High Miami, Fl.
High School

Hobbies and Interests
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Reading, technology, open ocean swimming, fighting sports, computers.

References
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Available upon request